Major Project / PDW
16/10/2023 - 20/10/2023 / Week 8 Ngu Kah Shin / 0347666 Major Project / B' in Creative Media / Taylor's Design School INSTRUCTIONS “Financial Literacy for Fresh Graduate” by ALLIANZ Date: 16 Oct 2023, Monday Time: 10.00 am - 11.00 am Through this talk, I have understood the financial needs pyramid, and the importance of cash flow, emergency funds, investment, and retirement planning. The speakers also mentioned that insurance is a crucial risk management tool throughout this financial journey. The 50/30/20 rule was introduced, allocating income to necessities, wants, and savings, which I have heard before but now I understand it more. Capital, risk, time, inflation, knowledge, returns, and accessibility are some of the factors influencing savings. The speakers also touched on the subjects EPF and insurance plans for disciplined, forced savings that we might find useful. The speaker was able to educate us on investment. She used simple terms and explained how we should dive